Toronto Realtor - Gerardo  Perez

Toronto Realtor - Gerardo Perez


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Toronto Realtor - Gerardo Perez's blog

Investing in real estate for student housing? Here are 5 things you should know!

Student rentals: Five ways to avoid this

When investing in property near universities, chances are students will be its inhabitants. While there are some pros to this kind of investment (such as high demand, for example), there can be some drawbacks and other things to consider, Animal House being one of them.

Buying a new condo? Here are 10 Qustions to ask before you sign!

When you buy a condominium from plans that won’t be built for a few years, the developer has to give you a list of important documents when you sign the sale agreement. These include the rules that will govern the condominium and a budget for the first year, so you can figure out in advance what you will pay for common expenses.

Toronto Real Estate Market Behaviour during 2012

Aiming at keeping you informed of what is happening in the real estate market, I bring you the information related to the real estate market in Toronto as reported by the Toronto Real Estate Board (TREB) . As always, you can also reach me at (289) 400-9554 in case you have any questions.

Mortgage Interest Rates Watch

The fall season is here, the leaves are changing color and starting to fall off and our real estate market continues offering great oppportunities for canadians to sell

and buy, upsize, downsize, buy their first home or purchase investment properties. Our interest rates have not gone up. On the contrary rates continue to slide down

just a bit more, as we can see, in this example (not to be considered a quote for specific quotes please contact me).


5 YEAR TERM 2.60% (PRIME LESS .40%)


Real Estate Market This Fall (2012)

There are some fiscal policies that make sense and some that far from making sense seem to have a negative impact on the regular hard working

Is It Better to Buy a New or an Older Home?

New homes tend to cost more than older homes, but the sticker price doesn't tell the whole story. For instance, the price of a new home usually doesn't include window coverings or landscaping, and the flashy upgrades that caught your attention in the model home cost extra. However, new homes are built to current building code requirements, they're energy efficient, and they're free of the deferred maintenance that can result after years of use and neglect.

A well-built new home should be relatively maintenance-free for the first ten years or so.

Ottawa Changes mortgage rules again

Ottawa caps CMHC mortgages at 25 years and reduces maximum refinance mortgage from 85% to 80% of value of home!

Finance Minister Jim Flaherty outlined new rules aimed at reining in a hot housing market today and ensuring Canadians aren't taking on more debt than they can afford.

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